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BUDGETING FOR WOMEN- How to Make a Budget 2020

Do you make a budget? And if yes, how? How do you manage your finances, and save money?

We called this video Budgeting for Women- How to Make a Budget 2020 for several reasons: first, it is a great for SEO keyword, second, I wanted to attract women to watch this video. I believe that women as well as men are very well able to manage their money BUT not everyone gets the right financial education to be able to do so.

I have several girlfriends who experienced the same hurdles when they managed their personal finances and tried to get out of debt. I maxed out my credit card and couldn’t get out of the debt for years. I felt as if a knife was hanging over my head and I would never get out of this situation. I could not relax. I made one step forward and two steps back: I have a steady job that in normal circumstances would allow me to put some money aside but for many years I was always in red at the end of the month.

I felt stressed when I had to make payments, I made spontaneous purchases that put me more in debt, I would sell some of my designer bags to pay off my debts but didn’t know how to manage my finances. I refused to make a budget and look at the numbers. It made me feel uncomfortable and ashamed. I didn’t want to talk about it and felt alone.

When I met my husband, he noticed that I could not manage my finances as I was always stressed when we talked about money. It took me several years to open up, show him that I didn’t know how to get out of it, and find peace.

And thanks to him, I managed to find peace. He helped me to create a budget and keeps helping me understand how to manage my money. I paid off my credit card debt which seemed impossible just a few months ago.

I have thought about sharing my journey with you for some time but it never felt right. And it was a topic I never talked about. But it was a topic that people around me were dealing with and I wanted to break this taboo mentality connected to budget, debts and managing finances. So, in this video, Alex and I will share how we make a budget in an excel spreadsheet.

currently wearing_miri ramp_BUDGETING FOR WOMEN- How to Make a Budget 2020

Read our article about achieving financial freedom.

Do you have questions about managing your finances, how to make a budget, or how to save money? Let us know in the comments below. Or reach out via currentlywearing@gmail.com.

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